LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,550
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,811
−HK$1,282/mo
Today · 4.125%
HK$43,093
baseline
▲ 0.50% · 4.625%
HK$45,715
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,186/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,111
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,321
−HK$1,228/mo
Today · 4.125%
HK$47,549
baseline
▲ 0.50% · 4.625%
HK$50,055
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,098/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,660
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,174
−HK$1,537/mo
Today · 4.125%
HK$51,711
baseline
▲ 0.50% · 4.625%
HK$54,858
+HK$3,147/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,422/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,134
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,586
−HK$1,472/mo
Today · 4.125%
HK$57,058
baseline
▲ 0.50% · 4.625%
HK$60,066
+HK$3,008/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,116/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,770
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,536
−HK$1,794/mo
Today · 4.125%
HK$60,330
baseline
▲ 0.50% · 4.625%
HK$64,001
+HK$3,671/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$120,660/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,156
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,850
−HK$1,718/mo
Today · 4.125%
HK$66,568
baseline
▲ 0.50% · 4.625%
HK$70,077
+HK$3,509/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$133,136/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,990
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,260
−HK$2,307/mo
Today · 4.125%
HK$77,567
baseline
▲ 0.50% · 4.625%
HK$82,287
+HK$4,720/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,134/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,201
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,378
−HK$2,210/mo
Today · 4.125%
HK$85,588
baseline
▲ 0.50% · 4.625%
HK$90,099
+HK$4,511/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,176/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,867 · Scale 2, in force from 26 Feb 2026)