LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,551
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,812
−HK$1,282/mo
Today · 4.125%
HK$43,094
baseline
▲ 0.50% · 4.625%
HK$45,716
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,188/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,112
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,322
−HK$1,228/mo
Today · 4.125%
HK$47,550
baseline
▲ 0.50% · 4.625%
HK$50,056
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,100/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,661
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,175
−HK$1,538/mo
Today · 4.125%
HK$51,713
baseline
▲ 0.50% · 4.625%
HK$54,859
+HK$3,146/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,426/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,135
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,587
−HK$1,473/mo
Today · 4.125%
HK$57,060
baseline
▲ 0.50% · 4.625%
HK$60,067
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,120/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,771
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,537
−HK$1,794/mo
Today · 4.125%
HK$60,331
baseline
▲ 0.50% · 4.625%
HK$64,002
+HK$3,671/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,662/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,157
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,851
−HK$1,719/mo
Today · 4.125%
HK$66,570
baseline
▲ 0.50% · 4.625%
HK$70,079
+HK$3,509/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,140/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,992
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,262
−HK$2,307/mo
Today · 4.125%
HK$77,569
baseline
▲ 0.50% · 4.625%
HK$82,289
+HK$4,720/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,138/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,202
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,380
−HK$2,210/mo
Today · 4.125%
HK$85,590
baseline
▲ 0.50% · 4.625%
HK$90,101
+HK$4,511/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,180/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,881 · Scale 2, in force from 26 Feb 2026)