LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,554
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,815
−HK$1,282/mo
Today · 4.125%
HK$43,097
baseline
▲ 0.50% · 4.625%
HK$45,719
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,194/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,115
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,325
−HK$1,228/mo
Today · 4.125%
HK$47,553
baseline
▲ 0.50% · 4.625%
HK$50,059
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,106/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,664
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,178
−HK$1,538/mo
Today · 4.125%
HK$51,716
baseline
▲ 0.50% · 4.625%
HK$54,863
+HK$3,147/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,432/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,138
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,590
−HK$1,473/mo
Today · 4.125%
HK$57,063
baseline
▲ 0.50% · 4.625%
HK$60,071
+HK$3,008/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,126/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,775
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,541
−HK$1,794/mo
Today · 4.125%
HK$60,335
baseline
▲ 0.50% · 4.625%
HK$64,006
+HK$3,671/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,670/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,162
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,855
−HK$1,719/mo
Today · 4.125%
HK$66,574
baseline
▲ 0.50% · 4.625%
HK$70,083
+HK$3,509/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,148/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,996
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,267
−HK$2,307/mo
Today · 4.125%
HK$77,574
baseline
▲ 0.50% · 4.625%
HK$82,294
+HK$4,720/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,148/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,208
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,386
−HK$2,209/mo
Today · 4.125%
HK$85,595
baseline
▲ 0.50% · 4.625%
HK$90,107
+HK$4,512/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,190/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,924 · Scale 2, in force from 26 Feb 2026)