LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,554
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,816
−HK$1,281/mo
Today · 4.125%
HK$43,097
baseline
▲ 0.50% · 4.625%
HK$45,720
+HK$2,623/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,194/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,116
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,326
−HK$1,227/mo
Today · 4.125%
HK$47,553
baseline
▲ 0.50% · 4.625%
HK$50,060
+HK$2,507/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,106/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,665
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,179
−HK$1,538/mo
Today · 4.125%
HK$51,717
baseline
▲ 0.50% · 4.625%
HK$54,863
+HK$3,146/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,434/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,139
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,591
−HK$1,473/mo
Today · 4.125%
HK$57,064
baseline
▲ 0.50% · 4.625%
HK$60,072
+HK$3,008/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,128/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,776
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,542
−HK$1,794/mo
Today · 4.125%
HK$60,336
baseline
▲ 0.50% · 4.625%
HK$64,007
+HK$3,671/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,672/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,162
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,856
−HK$1,719/mo
Today · 4.125%
HK$66,575
baseline
▲ 0.50% · 4.625%
HK$70,084
+HK$3,509/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,150/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,997
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,268
−HK$2,307/mo
Today · 4.125%
HK$77,575
baseline
▲ 0.50% · 4.625%
HK$82,295
+HK$4,720/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,150/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,209
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,387
−HK$2,209/mo
Today · 4.125%
HK$85,596
baseline
▲ 0.50% · 4.625%
HK$90,108
+HK$4,512/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,192/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,933 · Scale 2, in force from 26 Feb 2026)