LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,555
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,817
−HK$1,282/mo
Today · 4.125%
HK$43,099
baseline
▲ 0.50% · 4.625%
HK$45,721
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,198/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,117
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,327
−HK$1,228/mo
Today · 4.125%
HK$47,555
baseline
▲ 0.50% · 4.625%
HK$50,062
+HK$2,507/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,110/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,666
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,180
−HK$1,538/mo
Today · 4.125%
HK$51,718
baseline
▲ 0.50% · 4.625%
HK$54,865
+HK$3,147/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,436/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,141
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,593
−HK$1,473/mo
Today · 4.125%
HK$57,066
baseline
▲ 0.50% · 4.625%
HK$60,074
+HK$3,008/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,132/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,777
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,544
−HK$1,794/mo
Today · 4.125%
HK$60,338
baseline
▲ 0.50% · 4.625%
HK$64,009
+HK$3,671/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,676/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,164
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,858
−HK$1,719/mo
Today · 4.125%
HK$66,577
baseline
▲ 0.50% · 4.625%
HK$70,086
+HK$3,509/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,154/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,000
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,270
−HK$2,307/mo
Today · 4.125%
HK$77,577
baseline
▲ 0.50% · 4.625%
HK$82,298
+HK$4,721/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,154/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,211
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,389
−HK$2,210/mo
Today · 4.125%
HK$85,599
baseline
▲ 0.50% · 4.625%
HK$90,111
+HK$4,512/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,198/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,954 · Scale 2, in force from 26 Feb 2026)