LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,556
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,817
−HK$1,282/mo
Today · 4.125%
HK$43,099
baseline
▲ 0.50% · 4.625%
HK$45,722
+HK$2,623/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,198/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,118
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,328
−HK$1,228/mo
Today · 4.125%
HK$47,556
baseline
▲ 0.50% · 4.625%
HK$50,062
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,112/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,667
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,181
−HK$1,538/mo
Today · 4.125%
HK$51,719
baseline
▲ 0.50% · 4.625%
HK$54,866
+HK$3,147/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,438/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,142
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,594
−HK$1,473/mo
Today · 4.125%
HK$57,067
baseline
▲ 0.50% · 4.625%
HK$60,075
+HK$3,008/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,134/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,778
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,544
−HK$1,795/mo
Today · 4.125%
HK$60,339
baseline
▲ 0.50% · 4.625%
HK$64,010
+HK$3,671/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,678/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,165
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,859
−HK$1,719/mo
Today · 4.125%
HK$66,578
baseline
▲ 0.50% · 4.625%
HK$70,087
+HK$3,509/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,156/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,000
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,271
−HK$2,307/mo
Today · 4.125%
HK$77,578
baseline
▲ 0.50% · 4.625%
HK$82,299
+HK$4,721/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,156/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,212
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,390
−HK$2,210/mo
Today · 4.125%
HK$85,600
baseline
▲ 0.50% · 4.625%
HK$90,112
+HK$4,512/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,200/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,962 · Scale 2, in force from 26 Feb 2026)