LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,557
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,818
−HK$1,282/mo
Today · 4.125%
HK$43,100
baseline
▲ 0.50% · 4.625%
HK$45,722
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,200/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,119
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,329
−HK$1,228/mo
Today · 4.125%
HK$47,557
baseline
▲ 0.50% · 4.625%
HK$50,063
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,114/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,668
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,182
−HK$1,538/mo
Today · 4.125%
HK$51,720
baseline
▲ 0.50% · 4.625%
HK$54,867
+HK$3,147/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,440/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,143
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,595
−HK$1,473/mo
Today · 4.125%
HK$57,068
baseline
▲ 0.50% · 4.625%
HK$60,076
+HK$3,008/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,136/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,779
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,546
−HK$1,794/mo
Today · 4.125%
HK$60,340
baseline
▲ 0.50% · 4.625%
HK$64,011
+HK$3,671/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,680/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,166
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,861
−HK$1,718/mo
Today · 4.125%
HK$66,579
baseline
▲ 0.50% · 4.625%
HK$70,089
+HK$3,510/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,158/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,002
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,273
−HK$2,307/mo
Today · 4.125%
HK$77,580
baseline
▲ 0.50% · 4.625%
HK$82,300
+HK$4,720/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,160/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,214
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,392
−HK$2,210/mo
Today · 4.125%
HK$85,602
baseline
▲ 0.50% · 4.625%
HK$90,114
+HK$4,512/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,204/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,976 · Scale 2, in force from 26 Feb 2026)