LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,558
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,820
−HK$1,281/mo
Today · 4.125%
HK$43,101
baseline
▲ 0.50% · 4.625%
HK$45,724
+HK$2,623/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,202/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,120
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,331
−HK$1,227/mo
Today · 4.125%
HK$47,558
baseline
▲ 0.50% · 4.625%
HK$50,065
+HK$2,507/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,116/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,670
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,184
−HK$1,538/mo
Today · 4.125%
HK$51,722
baseline
▲ 0.50% · 4.625%
HK$54,869
+HK$3,147/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,444/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,145
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,597
−HK$1,473/mo
Today · 4.125%
HK$57,070
baseline
▲ 0.50% · 4.625%
HK$60,078
+HK$3,008/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,140/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,781
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,548
−HK$1,794/mo
Today · 4.125%
HK$60,342
baseline
▲ 0.50% · 4.625%
HK$64,014
+HK$3,672/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,684/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,169
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,863
−HK$1,718/mo
Today · 4.125%
HK$66,581
baseline
▲ 0.50% · 4.625%
HK$70,091
+HK$3,510/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,162/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,005
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,275
−HK$2,308/mo
Today · 4.125%
HK$77,583
baseline
▲ 0.50% · 4.625%
HK$82,303
+HK$4,720/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,166/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,217
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,395
−HK$2,210/mo
Today · 4.125%
HK$85,605
baseline
▲ 0.50% · 4.625%
HK$90,117
+HK$4,512/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,210/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,999 · Scale 2, in force from 26 Feb 2026)