LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,559
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,820
−HK$1,282/mo
Today · 4.125%
HK$43,102
baseline
▲ 0.50% · 4.625%
HK$45,725
+HK$2,623/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,204/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,121
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,331
−HK$1,228/mo
Today · 4.125%
HK$47,559
baseline
▲ 0.50% · 4.625%
HK$50,066
+HK$2,507/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,118/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,670
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,184
−HK$1,538/mo
Today · 4.125%
HK$51,722
baseline
▲ 0.50% · 4.625%
HK$54,870
+HK$3,148/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,444/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,145
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,597
−HK$1,474/mo
Today · 4.125%
HK$57,071
baseline
▲ 0.50% · 4.625%
HK$60,079
+HK$3,008/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,142/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,782
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,548
−HK$1,795/mo
Today · 4.125%
HK$60,343
baseline
▲ 0.50% · 4.625%
HK$64,015
+HK$3,672/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,686/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,170
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,864
−HK$1,718/mo
Today · 4.125%
HK$66,582
baseline
▲ 0.50% · 4.625%
HK$70,092
+HK$3,510/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,164/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,006
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,276
−HK$2,308/mo
Today · 4.125%
HK$77,584
baseline
▲ 0.50% · 4.625%
HK$82,304
+HK$4,720/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,168/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,218
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,396
−HK$2,210/mo
Today · 4.125%
HK$85,606
baseline
▲ 0.50% · 4.625%
HK$90,118
+HK$4,512/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,212/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,009 · Scale 2, in force from 26 Feb 2026)