LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,561
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,822
−HK$1,282/mo
Today · 4.125%
HK$43,104
baseline
▲ 0.50% · 4.625%
HK$45,727
+HK$2,623/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,208/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,123
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,333
−HK$1,228/mo
Today · 4.125%
HK$47,561
baseline
▲ 0.50% · 4.625%
HK$50,068
+HK$2,507/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,122/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,673
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,187
−HK$1,538/mo
Today · 4.125%
HK$51,725
baseline
▲ 0.50% · 4.625%
HK$54,872
+HK$3,147/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$103,450/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,148
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,600
−HK$1,473/mo
Today · 4.125%
HK$57,073
baseline
▲ 0.50% · 4.625%
HK$60,082
+HK$3,009/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$114,146/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,785
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,551
−HK$1,795/mo
Today · 4.125%
HK$60,346
baseline
▲ 0.50% · 4.625%
HK$64,018
+HK$3,672/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,692/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,172
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,867
−HK$1,718/mo
Today · 4.125%
HK$66,585
baseline
▲ 0.50% · 4.625%
HK$70,095
+HK$3,510/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,170/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,009
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,280
−HK$2,307/mo
Today · 4.125%
HK$77,587
baseline
▲ 0.50% · 4.625%
HK$82,308
+HK$4,721/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,174/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,222
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,400
−HK$2,210/mo
Today · 4.125%
HK$85,610
baseline
▲ 0.50% · 4.625%
HK$90,123
+HK$4,513/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,220/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,040 · Scale 2, in force from 26 Feb 2026)