LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,561
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,823
−HK$1,282/mo
Today · 4.125%
HK$43,105
baseline
▲ 0.50% · 4.625%
HK$45,728
+HK$2,623/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,210/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,124
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,334
−HK$1,228/mo
Today · 4.125%
HK$47,562
baseline
▲ 0.50% · 4.625%
HK$50,069
+HK$2,507/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,124/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,674
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,188
−HK$1,538/mo
Today · 4.125%
HK$51,726
baseline
▲ 0.50% · 4.625%
HK$54,873
+HK$3,147/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$103,452/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,149
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,601
−HK$1,474/mo
Today · 4.125%
HK$57,075
baseline
▲ 0.50% · 4.625%
HK$60,083
+HK$3,008/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$114,150/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,786
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,552
−HK$1,795/mo
Today · 4.125%
HK$60,347
baseline
▲ 0.50% · 4.625%
HK$64,019
+HK$3,672/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,694/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,174
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,868
−HK$1,719/mo
Today · 4.125%
HK$66,587
baseline
▲ 0.50% · 4.625%
HK$70,097
+HK$3,510/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,174/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,011
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,282
−HK$2,307/mo
Today · 4.125%
HK$77,589
baseline
▲ 0.50% · 4.625%
HK$82,310
+HK$4,721/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,178/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,224
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,402
−HK$2,210/mo
Today · 4.125%
HK$85,612
baseline
▲ 0.50% · 4.625%
HK$90,124
+HK$4,512/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,224/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,054 · Scale 2, in force from 26 Feb 2026)