LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,564
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,826
−HK$1,282/mo
Today · 4.125%
HK$43,108
baseline
▲ 0.50% · 4.625%
HK$45,731
+HK$2,623/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,216/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,127
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,338
−HK$1,228/mo
Today · 4.125%
HK$47,566
baseline
▲ 0.50% · 4.625%
HK$50,073
+HK$2,507/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,132/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,677
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,191
−HK$1,539/mo
Today · 4.125%
HK$51,730
baseline
▲ 0.50% · 4.625%
HK$54,877
+HK$3,147/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$103,460/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,153
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,605
−HK$1,474/mo
Today · 4.125%
HK$57,079
baseline
▲ 0.50% · 4.625%
HK$60,087
+HK$3,008/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$114,158/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,790
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,557
−HK$1,794/mo
Today · 4.125%
HK$60,351
baseline
▲ 0.50% · 4.625%
HK$64,024
+HK$3,673/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,702/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,178
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,873
−HK$1,719/mo
Today · 4.125%
HK$66,592
baseline
▲ 0.50% · 4.625%
HK$70,102
+HK$3,510/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,184/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,016
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,287
−HK$2,308/mo
Today · 4.125%
HK$77,595
baseline
▲ 0.50% · 4.625%
HK$82,316
+HK$4,721/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,190/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,229
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,408
−HK$2,210/mo
Today · 4.125%
HK$85,618
baseline
▲ 0.50% · 4.625%
HK$90,131
+HK$4,513/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,236/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,103 · Scale 2, in force from 26 Feb 2026)