LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,565
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,826
−HK$1,282/mo
Today · 4.125%
HK$43,108
baseline
▲ 0.50% · 4.625%
HK$45,731
+HK$2,623/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,216/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,128
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,338
−HK$1,228/mo
Today · 4.125%
HK$47,566
baseline
▲ 0.50% · 4.625%
HK$50,073
+HK$2,507/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,132/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,678
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,192
−HK$1,538/mo
Today · 4.125%
HK$51,730
baseline
▲ 0.50% · 4.625%
HK$54,878
+HK$3,148/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$103,460/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,153
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,606
−HK$1,473/mo
Today · 4.125%
HK$57,079
baseline
▲ 0.50% · 4.625%
HK$60,088
+HK$3,009/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$114,158/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,790
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,557
−HK$1,795/mo
Today · 4.125%
HK$60,352
baseline
▲ 0.50% · 4.625%
HK$64,024
+HK$3,672/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,704/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,179
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,873
−HK$1,719/mo
Today · 4.125%
HK$66,592
baseline
▲ 0.50% · 4.625%
HK$70,102
+HK$3,510/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,184/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,016
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,288
−HK$2,307/mo
Today · 4.125%
HK$77,595
baseline
▲ 0.50% · 4.625%
HK$82,317
+HK$4,722/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,190/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,230
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,409
−HK$2,210/mo
Today · 4.125%
HK$85,619
baseline
▲ 0.50% · 4.625%
HK$90,132
+HK$4,513/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,238/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,107 · Scale 2, in force from 26 Feb 2026)