LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,566
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,828
−HK$1,282/mo
Today · 4.125%
HK$43,110
baseline
▲ 0.50% · 4.625%
HK$45,733
+HK$2,623/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,220/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,130
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,340
−HK$1,228/mo
Today · 4.125%
HK$47,568
baseline
▲ 0.50% · 4.625%
HK$50,075
+HK$2,507/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,136/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,680
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$50,194
−HK$1,538/mo
Today · 4.125%
HK$51,732
baseline
▲ 0.50% · 4.625%
HK$54,880
+HK$3,148/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$103,464/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,156
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,608
−HK$1,473/mo
Today · 4.125%
HK$57,081
baseline
▲ 0.50% · 4.625%
HK$60,090
+HK$3,009/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$114,162/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,793
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,559
−HK$1,795/mo
Today · 4.125%
HK$60,354
baseline
▲ 0.50% · 4.625%
HK$64,027
+HK$3,673/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,708/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,181
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,876
−HK$1,719/mo
Today · 4.125%
HK$66,595
baseline
▲ 0.50% · 4.625%
HK$70,105
+HK$3,510/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,190/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,019
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,291
−HK$2,307/mo
Today · 4.125%
HK$77,598
baseline
▲ 0.50% · 4.625%
HK$82,320
+HK$4,722/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,196/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,233
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,412
−HK$2,210/mo
Today · 4.125%
HK$85,622
baseline
▲ 0.50% · 4.625%
HK$90,135
+HK$4,513/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,244/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,135 · Scale 2, in force from 26 Feb 2026)