LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,568
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,829
−HK$1,282/mo
Today · 4.125%
HK$43,111
baseline
▲ 0.50% · 4.625%
HK$45,735
+HK$2,624/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,222/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,131
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,341
−HK$1,228/mo
Today · 4.125%
HK$47,569
baseline
▲ 0.50% · 4.625%
HK$50,077
+HK$2,508/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,138/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,681
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,195
−HK$1,539/mo
Today · 4.125%
HK$51,734
baseline
▲ 0.50% · 4.625%
HK$54,882
+HK$3,148/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$103,468/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,157
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,610
−HK$1,473/mo
Today · 4.125%
HK$57,083
baseline
▲ 0.50% · 4.625%
HK$60,092
+HK$3,009/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$114,166/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,795
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,561
−HK$1,795/mo
Today · 4.125%
HK$60,356
baseline
▲ 0.50% · 4.625%
HK$64,029
+HK$3,673/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,712/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,183
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,878
−HK$1,719/mo
Today · 4.125%
HK$66,597
baseline
▲ 0.50% · 4.625%
HK$70,107
+HK$3,510/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,194/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,022
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,293
−HK$2,308/mo
Today · 4.125%
HK$77,601
baseline
▲ 0.50% · 4.625%
HK$82,323
+HK$4,722/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,202/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,236
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,414
−HK$2,211/mo
Today · 4.125%
HK$85,625
baseline
▲ 0.50% · 4.625%
HK$90,138
+HK$4,513/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,250/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,155 · Scale 2, in force from 26 Feb 2026)