LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,569
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,831
−HK$1,283/mo
Today · 4.125%
HK$43,114
baseline
▲ 0.50% · 4.625%
HK$45,737
+HK$2,623/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,228/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,133
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,344
−HK$1,228/mo
Today · 4.125%
HK$47,572
baseline
▲ 0.50% · 4.625%
HK$50,079
+HK$2,507/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,144/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,683
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,198
−HK$1,538/mo
Today · 4.125%
HK$51,736
baseline
▲ 0.50% · 4.625%
HK$54,884
+HK$3,148/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$103,472/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,160
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,612
−HK$1,474/mo
Today · 4.125%
HK$57,086
baseline
▲ 0.50% · 4.625%
HK$60,095
+HK$3,009/mo
Deposit HK$7.12M · loan HK$10.67M · min. income ≈ HK$114,172/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,797
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,564
−HK$1,795/mo
Today · 4.125%
HK$60,359
baseline
▲ 0.50% · 4.625%
HK$64,032
+HK$3,673/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,718/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,186
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,881
−HK$1,719/mo
Today · 4.125%
HK$66,600
baseline
▲ 0.50% · 4.625%
HK$70,111
+HK$3,511/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,200/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,025
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,297
−HK$2,307/mo
Today · 4.125%
HK$77,604
baseline
▲ 0.50% · 4.625%
HK$82,326
+HK$4,722/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,208/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,240
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,418
−HK$2,211/mo
Today · 4.125%
HK$85,629
baseline
▲ 0.50% · 4.625%
HK$90,142
+HK$4,513/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,258/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,187 · Scale 2, in force from 26 Feb 2026)