LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,571
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,832
−HK$1,283/mo
Today · 4.125%
HK$43,115
baseline
▲ 0.50% · 4.625%
HK$45,738
+HK$2,623/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,230/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,134
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,345
−HK$1,228/mo
Today · 4.125%
HK$47,573
baseline
▲ 0.50% · 4.625%
HK$50,080
+HK$2,507/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,146/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,685
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,199
−HK$1,539/mo
Today · 4.125%
HK$51,738
baseline
▲ 0.50% · 4.625%
HK$54,886
+HK$3,148/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,476/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,161
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,614
−HK$1,473/mo
Today · 4.125%
HK$57,087
baseline
▲ 0.50% · 4.625%
HK$60,096
+HK$3,009/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,174/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,799
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,565
−HK$1,795/mo
Today · 4.125%
HK$60,360
baseline
▲ 0.50% · 4.625%
HK$64,033
+HK$3,673/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$120,720/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,188
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,883
−HK$1,719/mo
Today · 4.125%
HK$66,602
baseline
▲ 0.50% · 4.625%
HK$70,113
+HK$3,511/mo
Deposit HK$5.34M · loan HK$12.45M · min. income ≈ HK$133,204/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$667,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,027
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,298
−HK$2,308/mo
Today · 4.125%
HK$77,606
baseline
▲ 0.50% · 4.625%
HK$82,329
+HK$4,723/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,212/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,242
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,421
−HK$2,210/mo
Today · 4.125%
HK$85,631
baseline
▲ 0.50% · 4.625%
HK$90,145
+HK$4,514/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,262/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,203 · Scale 2, in force from 26 Feb 2026)