LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,573
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,835
−HK$1,283/mo
Today · 4.125%
HK$43,118
baseline
▲ 0.50% · 4.625%
HK$45,741
+HK$2,623/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,236/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,137
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,348
−HK$1,228/mo
Today · 4.125%
HK$47,576
baseline
▲ 0.50% · 4.625%
HK$50,084
+HK$2,508/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,152/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,688
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,202
−HK$1,539/mo
Today · 4.125%
HK$51,741
baseline
▲ 0.50% · 4.625%
HK$54,890
+HK$3,149/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,482/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,165
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,618
−HK$1,473/mo
Today · 4.125%
HK$57,091
baseline
▲ 0.50% · 4.625%
HK$60,101
+HK$3,010/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,182/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,803
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,570
−HK$1,795/mo
Today · 4.125%
HK$60,365
baseline
▲ 0.50% · 4.625%
HK$64,038
+HK$3,673/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,730/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,192
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,887
−HK$1,720/mo
Today · 4.125%
HK$66,607
baseline
▲ 0.50% · 4.625%
HK$70,117
+HK$3,510/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,214/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,032
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,304
−HK$2,308/mo
Today · 4.125%
HK$77,612
baseline
▲ 0.50% · 4.625%
HK$82,334
+HK$4,722/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,224/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,247
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,426
−HK$2,211/mo
Today · 4.125%
HK$85,637
baseline
▲ 0.50% · 4.625%
HK$90,151
+HK$4,514/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,274/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,250 · Scale 2, in force from 26 Feb 2026)