LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,574
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,836
−HK$1,283/mo
Today · 4.125%
HK$43,119
baseline
▲ 0.50% · 4.625%
HK$45,742
+HK$2,623/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,238/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,138
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,349
−HK$1,228/mo
Today · 4.125%
HK$47,577
baseline
▲ 0.50% · 4.625%
HK$50,085
+HK$2,508/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,154/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,689
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,204
−HK$1,538/mo
Today · 4.125%
HK$51,742
baseline
▲ 0.50% · 4.625%
HK$54,891
+HK$3,149/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,484/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,166
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,619
−HK$1,474/mo
Today · 4.125%
HK$57,093
baseline
▲ 0.50% · 4.625%
HK$60,102
+HK$3,009/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,186/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,804
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,571
−HK$1,795/mo
Today · 4.125%
HK$60,366
baseline
▲ 0.50% · 4.625%
HK$64,039
+HK$3,673/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,732/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,194
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,889
−HK$1,719/mo
Today · 4.125%
HK$66,608
baseline
▲ 0.50% · 4.625%
HK$70,119
+HK$3,511/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,216/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,034
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,305
−HK$2,309/mo
Today · 4.125%
HK$77,614
baseline
▲ 0.50% · 4.625%
HK$82,336
+HK$4,722/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,228/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,249
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,428
−HK$2,211/mo
Today · 4.125%
HK$85,639
baseline
▲ 0.50% · 4.625%
HK$90,153
+HK$4,514/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,278/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,265 · Scale 2, in force from 26 Feb 2026)