LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,575
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,837
−HK$1,283/mo
Today · 4.125%
HK$43,120
baseline
▲ 0.50% · 4.625%
HK$45,743
+HK$2,623/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,240/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,139
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,350
−HK$1,228/mo
Today · 4.125%
HK$47,578
baseline
▲ 0.50% · 4.625%
HK$50,086
+HK$2,508/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,156/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,690
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,205
−HK$1,539/mo
Today · 4.125%
HK$51,744
baseline
▲ 0.50% · 4.625%
HK$54,892
+HK$3,148/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,488/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,167
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,620
−HK$1,474/mo
Today · 4.125%
HK$57,094
baseline
▲ 0.50% · 4.625%
HK$60,103
+HK$3,009/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,188/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$667,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,805
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,572
−HK$1,795/mo
Today · 4.125%
HK$60,367
baseline
▲ 0.50% · 4.625%
HK$64,041
+HK$3,674/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,734/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,195
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,890
−HK$1,720/mo
Today · 4.125%
HK$66,610
baseline
▲ 0.50% · 4.625%
HK$70,121
+HK$3,511/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,220/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,035
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,307
−HK$2,308/mo
Today · 4.125%
HK$77,615
baseline
▲ 0.50% · 4.625%
HK$82,338
+HK$4,723/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$155,230/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,251
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,430
−HK$2,211/mo
Today · 4.125%
HK$85,641
baseline
▲ 0.50% · 4.625%
HK$90,155
+HK$4,514/mo
Deposit HK$1.78M · loan HK$16.01M · min. income ≈ HK$171,282/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,281 · Scale 2, in force from 26 Feb 2026)