LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,576
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,838
−HK$1,283/mo
Today · 4.125%
HK$43,121
baseline
▲ 0.50% · 4.625%
HK$45,744
+HK$2,623/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,242/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,141
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,351
−HK$1,228/mo
Today · 4.125%
HK$47,579
baseline
▲ 0.50% · 4.625%
HK$50,087
+HK$2,508/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,158/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,691
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,206
−HK$1,539/mo
Today · 4.125%
HK$51,745
baseline
▲ 0.50% · 4.625%
HK$54,893
+HK$3,148/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,490/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,169
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,622
−HK$1,473/mo
Today · 4.125%
HK$57,095
baseline
▲ 0.50% · 4.625%
HK$60,105
+HK$3,010/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,190/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,807
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,574
−HK$1,795/mo
Today · 4.125%
HK$60,369
baseline
▲ 0.50% · 4.625%
HK$64,042
+HK$3,673/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,738/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,197
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,892
−HK$1,719/mo
Today · 4.125%
HK$66,611
baseline
▲ 0.50% · 4.625%
HK$70,122
+HK$3,511/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,222/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,037
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,309
−HK$2,308/mo
Today · 4.125%
HK$77,617
baseline
▲ 0.50% · 4.625%
HK$82,340
+HK$4,723/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,234/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,253
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,432
−HK$2,211/mo
Today · 4.125%
HK$85,643
baseline
▲ 0.50% · 4.625%
HK$90,157
+HK$4,514/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,286/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,297 · Scale 2, in force from 26 Feb 2026)