LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,578
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,840
−HK$1,282/mo
Today · 4.125%
HK$43,122
baseline
▲ 0.50% · 4.625%
HK$45,746
+HK$2,624/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,244/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,142
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,353
−HK$1,228/mo
Today · 4.125%
HK$47,581
baseline
▲ 0.50% · 4.625%
HK$50,089
+HK$2,508/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,162/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$667,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,693
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,208
−HK$1,539/mo
Today · 4.125%
HK$51,747
baseline
▲ 0.50% · 4.625%
HK$54,895
+HK$3,148/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,494/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,171
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,624
−HK$1,473/mo
Today · 4.125%
HK$57,097
baseline
▲ 0.50% · 4.625%
HK$60,107
+HK$3,010/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,194/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,809
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,576
−HK$1,795/mo
Today · 4.125%
HK$60,371
baseline
▲ 0.50% · 4.625%
HK$64,045
+HK$3,674/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,742/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,199
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,894
−HK$1,720/mo
Today · 4.125%
HK$66,614
baseline
▲ 0.50% · 4.625%
HK$70,125
+HK$3,511/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,228/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,040
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,312
−HK$2,308/mo
Today · 4.125%
HK$77,620
baseline
▲ 0.50% · 4.625%
HK$82,343
+HK$4,723/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,240/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,256
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,435
−HK$2,211/mo
Today · 4.125%
HK$85,646
baseline
▲ 0.50% · 4.625%
HK$90,161
+HK$4,515/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,292/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,322 · Scale 2, in force from 26 Feb 2026)