LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,578
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,841
−HK$1,282/mo
Today · 4.125%
HK$43,123
baseline
▲ 0.50% · 4.625%
HK$45,747
+HK$2,624/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,246/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,143
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,354
−HK$1,228/mo
Today · 4.125%
HK$47,582
baseline
▲ 0.50% · 4.625%
HK$50,090
+HK$2,508/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,164/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,694
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,209
−HK$1,538/mo
Today · 4.125%
HK$51,747
baseline
▲ 0.50% · 4.625%
HK$54,896
+HK$3,149/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,494/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,172
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,624
−HK$1,474/mo
Today · 4.125%
HK$57,098
baseline
▲ 0.50% · 4.625%
HK$60,108
+HK$3,010/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,196/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,810
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,577
−HK$1,795/mo
Today · 4.125%
HK$60,372
baseline
▲ 0.50% · 4.625%
HK$64,046
+HK$3,674/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,744/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,200
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,895
−HK$1,720/mo
Today · 4.125%
HK$66,615
baseline
▲ 0.50% · 4.625%
HK$70,126
+HK$3,511/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,230/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,041
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,313
−HK$2,308/mo
Today · 4.125%
HK$77,621
baseline
▲ 0.50% · 4.625%
HK$82,344
+HK$4,723/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,242/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,257
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,437
−HK$2,210/mo
Today · 4.125%
HK$85,647
baseline
▲ 0.50% · 4.625%
HK$90,162
+HK$4,515/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,294/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,332 · Scale 2, in force from 26 Feb 2026)