LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,579
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,841
−HK$1,283/mo
Today · 4.125%
HK$43,124
baseline
▲ 0.50% · 4.625%
HK$45,748
+HK$2,624/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,248/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,144
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,355
−HK$1,228/mo
Today · 4.125%
HK$47,583
baseline
▲ 0.50% · 4.625%
HK$50,091
+HK$2,508/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,166/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,695
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,210
−HK$1,539/mo
Today · 4.125%
HK$51,749
baseline
▲ 0.50% · 4.625%
HK$54,897
+HK$3,148/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,498/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,173
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,625
−HK$1,474/mo
Today · 4.125%
HK$57,099
baseline
▲ 0.50% · 4.625%
HK$60,109
+HK$3,010/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,198/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,811
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,578
−HK$1,795/mo
Today · 4.125%
HK$60,373
baseline
▲ 0.50% · 4.625%
HK$64,047
+HK$3,674/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,746/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,201
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,896
−HK$1,720/mo
Today · 4.125%
HK$66,616
baseline
▲ 0.50% · 4.625%
HK$70,127
+HK$3,511/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,232/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,042
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,314
−HK$2,309/mo
Today · 4.125%
HK$77,623
baseline
▲ 0.50% · 4.625%
HK$82,346
+HK$4,723/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,246/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,259
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,438
−HK$2,211/mo
Today · 4.125%
HK$85,649
baseline
▲ 0.50% · 4.625%
HK$90,164
+HK$4,515/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,298/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,345 · Scale 2, in force from 26 Feb 2026)