LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,580
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,842
−HK$1,283/mo
Today · 4.125%
HK$43,125
baseline
▲ 0.50% · 4.625%
HK$45,749
+HK$2,624/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,250/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,145
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,356
−HK$1,228/mo
Today · 4.125%
HK$47,584
baseline
▲ 0.50% · 4.625%
HK$50,092
+HK$2,508/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,168/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,696
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,211
−HK$1,539/mo
Today · 4.125%
HK$51,750
baseline
▲ 0.50% · 4.625%
HK$54,899
+HK$3,149/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,500/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,174
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,627
−HK$1,474/mo
Today · 4.125%
HK$57,101
baseline
▲ 0.50% · 4.625%
HK$60,111
+HK$3,010/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,202/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,812
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,579
−HK$1,796/mo
Today · 4.125%
HK$60,375
baseline
▲ 0.50% · 4.625%
HK$64,048
+HK$3,673/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,750/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,203
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,898
−HK$1,719/mo
Today · 4.125%
HK$66,617
baseline
▲ 0.50% · 4.625%
HK$70,129
+HK$3,512/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,234/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,044
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,316
−HK$2,309/mo
Today · 4.125%
HK$77,625
baseline
▲ 0.50% · 4.625%
HK$82,348
+HK$4,723/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,250/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,261
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,440
−HK$2,211/mo
Today · 4.125%
HK$85,651
baseline
▲ 0.50% · 4.625%
HK$90,166
+HK$4,515/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,302/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,360 · Scale 2, in force from 26 Feb 2026)