LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,580
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,843
−HK$1,282/mo
Today · 4.125%
HK$43,125
baseline
▲ 0.50% · 4.625%
HK$45,749
+HK$2,624/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,250/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,145
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,356
−HK$1,228/mo
Today · 4.125%
HK$47,584
baseline
▲ 0.50% · 4.625%
HK$50,093
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,168/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,696
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,211
−HK$1,539/mo
Today · 4.125%
HK$51,750
baseline
▲ 0.50% · 4.625%
HK$54,899
+HK$3,149/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,500/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,174
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,627
−HK$1,474/mo
Today · 4.125%
HK$57,101
baseline
▲ 0.50% · 4.625%
HK$60,111
+HK$3,010/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,202/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,813
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$58,580
−HK$1,795/mo
Today · 4.125%
HK$60,375
baseline
▲ 0.50% · 4.625%
HK$64,049
+HK$3,674/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,750/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,203
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,898
−HK$1,720/mo
Today · 4.125%
HK$66,618
baseline
▲ 0.50% · 4.625%
HK$70,130
+HK$3,512/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,236/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,045
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,317
−HK$2,308/mo
Today · 4.125%
HK$77,625
baseline
▲ 0.50% · 4.625%
HK$82,349
+HK$4,724/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,250/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,262
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,441
−HK$2,211/mo
Today · 4.125%
HK$85,652
baseline
▲ 0.50% · 4.625%
HK$90,167
+HK$4,515/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,304/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,366 · Scale 2, in force from 26 Feb 2026)