LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,582
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$41,844
−HK$1,282/mo
Today · 4.125%
HK$43,126
baseline
▲ 0.50% · 4.625%
HK$45,750
+HK$2,624/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,252/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,147
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,357
−HK$1,229/mo
Today · 4.125%
HK$47,586
baseline
▲ 0.50% · 4.625%
HK$50,094
+HK$2,508/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,172/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,698
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,213
−HK$1,539/mo
Today · 4.125%
HK$51,752
baseline
▲ 0.50% · 4.625%
HK$54,901
+HK$3,149/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,504/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,176
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,629
−HK$1,474/mo
Today · 4.125%
HK$57,103
baseline
▲ 0.50% · 4.625%
HK$60,113
+HK$3,010/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,206/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,814
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,581
−HK$1,796/mo
Today · 4.125%
HK$60,377
baseline
▲ 0.50% · 4.625%
HK$64,051
+HK$3,674/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,754/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,205
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,900
−HK$1,720/mo
Today · 4.125%
HK$66,620
baseline
▲ 0.50% · 4.625%
HK$70,132
+HK$3,512/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,240/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,047
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,319
−HK$2,308/mo
Today · 4.125%
HK$77,627
baseline
▲ 0.50% · 4.625%
HK$82,351
+HK$4,724/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,254/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,264
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,443
−HK$2,211/mo
Today · 4.125%
HK$85,654
baseline
▲ 0.50% · 4.625%
HK$90,169
+HK$4,515/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,308/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,385 · Scale 2, in force from 26 Feb 2026)