LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,589
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,851
−HK$1,283/mo
Today · 4.125%
HK$43,134
baseline
▲ 0.50% · 4.625%
HK$45,758
+HK$2,624/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,268/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,154
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,365
−HK$1,229/mo
Today · 4.125%
HK$47,594
baseline
▲ 0.50% · 4.625%
HK$50,103
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,188/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,706
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,221
−HK$1,540/mo
Today · 4.125%
HK$51,761
baseline
▲ 0.50% · 4.625%
HK$54,910
+HK$3,149/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,522/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,185
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,639
−HK$1,474/mo
Today · 4.125%
HK$57,113
baseline
▲ 0.50% · 4.625%
HK$60,123
+HK$3,010/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,226/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,824
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,592
−HK$1,795/mo
Today · 4.125%
HK$60,387
baseline
▲ 0.50% · 4.625%
HK$64,062
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,774/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,216
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,912
−HK$1,720/mo
Today · 4.125%
HK$66,632
baseline
▲ 0.50% · 4.625%
HK$70,144
+HK$3,512/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,264/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,060
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,332
−HK$2,309/mo
Today · 4.125%
HK$77,641
baseline
▲ 0.50% · 4.625%
HK$82,365
+HK$4,724/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,282/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,278
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,458
−HK$2,211/mo
Today · 4.125%
HK$85,669
baseline
▲ 0.50% · 4.625%
HK$90,185
+HK$4,516/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,338/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,501 · Scale 2, in force from 26 Feb 2026)