LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,589
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,852
−HK$1,283/mo
Today · 4.125%
HK$43,135
baseline
▲ 0.50% · 4.625%
HK$45,759
+HK$2,624/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,270/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,155
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,366
−HK$1,229/mo
Today · 4.125%
HK$47,595
baseline
▲ 0.50% · 4.625%
HK$50,104
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,190/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,707
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,222
−HK$1,540/mo
Today · 4.125%
HK$51,762
baseline
▲ 0.50% · 4.625%
HK$54,911
+HK$3,149/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,524/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,186
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,639
−HK$1,475/mo
Today · 4.125%
HK$57,114
baseline
▲ 0.50% · 4.625%
HK$60,124
+HK$3,010/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,228/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,825
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,593
−HK$1,795/mo
Today · 4.125%
HK$60,388
baseline
▲ 0.50% · 4.625%
HK$64,063
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,776/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,217
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,913
−HK$1,720/mo
Today · 4.125%
HK$66,633
baseline
▲ 0.50% · 4.625%
HK$70,145
+HK$3,512/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,266/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,061
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,333
−HK$2,309/mo
Today · 4.125%
HK$77,642
baseline
▲ 0.50% · 4.625%
HK$82,367
+HK$4,725/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,284/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,279
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,459
−HK$2,212/mo
Today · 4.125%
HK$85,671
baseline
▲ 0.50% · 4.625%
HK$90,186
+HK$4,515/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,342/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,512 · Scale 2, in force from 26 Feb 2026)