LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,590
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,853
−HK$1,282/mo
Today · 4.125%
HK$43,135
baseline
▲ 0.50% · 4.625%
HK$45,760
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,270/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,156
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,367
−HK$1,229/mo
Today · 4.125%
HK$47,596
baseline
▲ 0.50% · 4.625%
HK$50,104
+HK$2,508/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,192/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,708
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,223
−HK$1,539/mo
Today · 4.125%
HK$51,762
baseline
▲ 0.50% · 4.625%
HK$54,912
+HK$3,150/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,524/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,187
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,640
−HK$1,475/mo
Today · 4.125%
HK$57,115
baseline
▲ 0.50% · 4.625%
HK$60,125
+HK$3,010/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,230/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,826
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,594
−HK$1,795/mo
Today · 4.125%
HK$60,389
baseline
▲ 0.50% · 4.625%
HK$64,064
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,778/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,218
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,914
−HK$1,720/mo
Today · 4.125%
HK$66,634
baseline
▲ 0.50% · 4.625%
HK$70,146
+HK$3,512/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,268/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,062
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,335
−HK$2,309/mo
Today · 4.125%
HK$77,644
baseline
▲ 0.50% · 4.625%
HK$82,368
+HK$4,724/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,288/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,281
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,461
−HK$2,211/mo
Today · 4.125%
HK$85,672
baseline
▲ 0.50% · 4.625%
HK$90,188
+HK$4,516/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,344/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,524 · Scale 2, in force from 26 Feb 2026)