LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,592
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,854
−HK$1,283/mo
Today · 4.125%
HK$43,137
baseline
▲ 0.50% · 4.625%
HK$45,762
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,274/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,158
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,369
−HK$1,228/mo
Today · 4.125%
HK$47,597
baseline
▲ 0.50% · 4.625%
HK$50,106
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,194/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,710
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,225
−HK$1,539/mo
Today · 4.125%
HK$51,764
baseline
▲ 0.50% · 4.625%
HK$54,914
+HK$3,150/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,528/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,189
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,643
−HK$1,474/mo
Today · 4.125%
HK$57,117
baseline
▲ 0.50% · 4.625%
HK$60,128
+HK$3,011/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,234/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,828
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,596
−HK$1,796/mo
Today · 4.125%
HK$60,392
baseline
▲ 0.50% · 4.625%
HK$64,067
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,784/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,221
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,916
−HK$1,720/mo
Today · 4.125%
HK$66,636
baseline
▲ 0.50% · 4.625%
HK$70,149
+HK$3,513/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,272/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,065
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,338
−HK$2,309/mo
Today · 4.125%
HK$77,647
baseline
▲ 0.50% · 4.625%
HK$82,371
+HK$4,724/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,294/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,284
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,464
−HK$2,211/mo
Today · 4.125%
HK$85,675
baseline
▲ 0.50% · 4.625%
HK$90,191
+HK$4,516/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,350/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,550 · Scale 2, in force from 26 Feb 2026)