LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,592
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,855
−HK$1,283/mo
Today · 4.125%
HK$43,138
baseline
▲ 0.50% · 4.625%
HK$45,763
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,276/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,159
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,370
−HK$1,228/mo
Today · 4.125%
HK$47,598
baseline
▲ 0.50% · 4.625%
HK$50,107
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,196/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,711
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,226
−HK$1,539/mo
Today · 4.125%
HK$51,765
baseline
▲ 0.50% · 4.625%
HK$54,915
+HK$3,150/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,530/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,190
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,644
−HK$1,474/mo
Today · 4.125%
HK$57,118
baseline
▲ 0.50% · 4.625%
HK$60,129
+HK$3,011/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,236/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,829
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,597
−HK$1,796/mo
Today · 4.125%
HK$60,393
baseline
▲ 0.50% · 4.625%
HK$64,068
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,786/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,222
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,918
−HK$1,720/mo
Today · 4.125%
HK$66,638
baseline
▲ 0.50% · 4.625%
HK$70,150
+HK$3,512/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,276/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,066
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,339
−HK$2,309/mo
Today · 4.125%
HK$77,648
baseline
▲ 0.50% · 4.625%
HK$82,373
+HK$4,725/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,296/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,285
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,466
−HK$2,211/mo
Today · 4.125%
HK$85,677
baseline
▲ 0.50% · 4.625%
HK$90,193
+HK$4,516/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,354/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,563 · Scale 2, in force from 26 Feb 2026)