LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,593
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,856
−HK$1,283/mo
Today · 4.125%
HK$43,139
baseline
▲ 0.50% · 4.625%
HK$45,763
+HK$2,624/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,278/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,159
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,370
−HK$1,229/mo
Today · 4.125%
HK$47,599
baseline
▲ 0.50% · 4.625%
HK$50,108
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,198/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,712
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,227
−HK$1,539/mo
Today · 4.125%
HK$51,766
baseline
▲ 0.50% · 4.625%
HK$54,916
+HK$3,150/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,532/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,191
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,645
−HK$1,474/mo
Today · 4.125%
HK$57,119
baseline
▲ 0.50% · 4.625%
HK$60,130
+HK$3,011/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,238/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,830
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,598
−HK$1,796/mo
Today · 4.125%
HK$60,394
baseline
▲ 0.50% · 4.625%
HK$64,069
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,788/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,223
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,919
−HK$1,720/mo
Today · 4.125%
HK$66,639
baseline
▲ 0.50% · 4.625%
HK$70,151
+HK$3,512/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,278/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,067
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,340
−HK$2,309/mo
Today · 4.125%
HK$77,649
baseline
▲ 0.50% · 4.625%
HK$82,374
+HK$4,725/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,298/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,287
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,467
−HK$2,211/mo
Today · 4.125%
HK$85,678
baseline
▲ 0.50% · 4.625%
HK$90,195
+HK$4,517/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,356/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,573 · Scale 2, in force from 26 Feb 2026)