LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,594
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,857
−HK$1,283/mo
Today · 4.125%
HK$43,140
baseline
▲ 0.50% · 4.625%
HK$45,765
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,280/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,161
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,372
−HK$1,229/mo
Today · 4.125%
HK$47,601
baseline
▲ 0.50% · 4.625%
HK$50,110
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,202/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,713
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,229
−HK$1,539/mo
Today · 4.125%
HK$51,768
baseline
▲ 0.50% · 4.625%
HK$54,918
+HK$3,150/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,536/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,193
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,646
−HK$1,475/mo
Today · 4.125%
HK$57,121
baseline
▲ 0.50% · 4.625%
HK$60,132
+HK$3,011/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,242/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,832
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,600
−HK$1,796/mo
Today · 4.125%
HK$60,396
baseline
▲ 0.50% · 4.625%
HK$64,071
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,792/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,225
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,921
−HK$1,720/mo
Today · 4.125%
HK$66,641
baseline
▲ 0.50% · 4.625%
HK$70,154
+HK$3,513/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,282/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,070
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,343
−HK$2,309/mo
Today · 4.125%
HK$77,652
baseline
▲ 0.50% · 4.625%
HK$82,377
+HK$4,725/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,304/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,290
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,470
−HK$2,211/mo
Today · 4.125%
HK$85,681
baseline
▲ 0.50% · 4.625%
HK$90,198
+HK$4,517/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,362/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,596 · Scale 2, in force from 26 Feb 2026)