LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,596
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,859
−HK$1,283/mo
Today · 4.125%
HK$43,142
baseline
▲ 0.50% · 4.625%
HK$45,767
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,284/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,163
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,374
−HK$1,229/mo
Today · 4.125%
HK$47,603
baseline
▲ 0.50% · 4.625%
HK$50,112
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,206/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,716
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,231
−HK$1,539/mo
Today · 4.125%
HK$51,770
baseline
▲ 0.50% · 4.625%
HK$54,920
+HK$3,150/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,540/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,196
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,649
−HK$1,475/mo
Today · 4.125%
HK$57,124
baseline
▲ 0.50% · 4.625%
HK$60,135
+HK$3,011/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,248/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,835
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,603
−HK$1,796/mo
Today · 4.125%
HK$60,399
baseline
▲ 0.50% · 4.625%
HK$64,074
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,798/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,228
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,924
−HK$1,720/mo
Today · 4.125%
HK$66,644
baseline
▲ 0.50% · 4.625%
HK$70,157
+HK$3,513/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,288/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,073
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,346
−HK$2,310/mo
Today · 4.125%
HK$77,656
baseline
▲ 0.50% · 4.625%
HK$82,381
+HK$4,725/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,312/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,293
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,474
−HK$2,211/mo
Today · 4.125%
HK$85,685
baseline
▲ 0.50% · 4.625%
HK$90,202
+HK$4,517/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,370/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,627 · Scale 2, in force from 26 Feb 2026)