LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,598
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,860
−HK$1,283/mo
Today · 4.125%
HK$43,143
baseline
▲ 0.50% · 4.625%
HK$45,769
+HK$2,626/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,286/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,164
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,376
−HK$1,229/mo
Today · 4.125%
HK$47,605
baseline
▲ 0.50% · 4.625%
HK$50,114
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,210/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,717
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,233
−HK$1,539/mo
Today · 4.125%
HK$51,772
baseline
▲ 0.50% · 4.625%
HK$54,922
+HK$3,150/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,544/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,197
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,651
−HK$1,474/mo
Today · 4.125%
HK$57,125
baseline
▲ 0.50% · 4.625%
HK$60,137
+HK$3,012/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,250/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,837
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,605
−HK$1,796/mo
Today · 4.125%
HK$60,401
baseline
▲ 0.50% · 4.625%
HK$64,076
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,802/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,230
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,926
−HK$1,720/mo
Today · 4.125%
HK$66,646
baseline
▲ 0.50% · 4.625%
HK$70,159
+HK$3,513/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,292/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,076
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,349
−HK$2,309/mo
Today · 4.125%
HK$77,658
baseline
▲ 0.50% · 4.625%
HK$82,384
+HK$4,726/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,316/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,296
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,476
−HK$2,212/mo
Today · 4.125%
HK$85,688
baseline
▲ 0.50% · 4.625%
HK$90,205
+HK$4,517/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,376/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,650 · Scale 2, in force from 26 Feb 2026)