LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,599
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,862
−HK$1,283/mo
Today · 4.125%
HK$43,145
baseline
▲ 0.50% · 4.625%
HK$45,770
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,290/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,166
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,377
−HK$1,229/mo
Today · 4.125%
HK$47,606
baseline
▲ 0.50% · 4.625%
HK$50,115
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,212/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,719
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,234
−HK$1,540/mo
Today · 4.125%
HK$51,774
baseline
▲ 0.50% · 4.625%
HK$54,924
+HK$3,150/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,548/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,199
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,652
−HK$1,475/mo
Today · 4.125%
HK$57,127
baseline
▲ 0.50% · 4.625%
HK$60,138
+HK$3,011/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,254/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,838
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,606
−HK$1,797/mo
Today · 4.125%
HK$60,403
baseline
▲ 0.50% · 4.625%
HK$64,078
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,806/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,232
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,928
−HK$1,720/mo
Today · 4.125%
HK$66,648
baseline
▲ 0.50% · 4.625%
HK$70,161
+HK$3,513/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,296/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,078
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,351
−HK$2,309/mo
Today · 4.125%
HK$77,660
baseline
▲ 0.50% · 4.625%
HK$82,386
+HK$4,726/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,320/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,298
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,479
−HK$2,212/mo
Today · 4.125%
HK$85,691
baseline
▲ 0.50% · 4.625%
HK$90,207
+HK$4,516/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,382/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,668 · Scale 2, in force from 26 Feb 2026)