LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,599
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,862
−HK$1,283/mo
Today · 4.125%
HK$43,145
baseline
▲ 0.50% · 4.625%
HK$45,770
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,290/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,166
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,377
−HK$1,229/mo
Today · 4.125%
HK$47,606
baseline
▲ 0.50% · 4.625%
HK$50,116
+HK$2,510/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,212/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,719
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,234
−HK$1,540/mo
Today · 4.125%
HK$51,774
baseline
▲ 0.50% · 4.625%
HK$54,924
+HK$3,150/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,548/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,199
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,653
−HK$1,474/mo
Today · 4.125%
HK$57,127
baseline
▲ 0.50% · 4.625%
HK$60,139
+HK$3,012/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,254/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,839
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,607
−HK$1,796/mo
Today · 4.125%
HK$60,403
baseline
▲ 0.50% · 4.625%
HK$64,078
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,806/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,232
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,928
−HK$1,721/mo
Today · 4.125%
HK$66,649
baseline
▲ 0.50% · 4.625%
HK$70,162
+HK$3,513/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,298/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,078
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,351
−HK$2,310/mo
Today · 4.125%
HK$77,661
baseline
▲ 0.50% · 4.625%
HK$82,386
+HK$4,725/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,322/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,299
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,479
−HK$2,212/mo
Today · 4.125%
HK$85,691
baseline
▲ 0.50% · 4.625%
HK$90,208
+HK$4,517/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,382/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,673 · Scale 2, in force from 26 Feb 2026)