LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,599
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,862
−HK$1,283/mo
Today · 4.125%
HK$43,145
baseline
▲ 0.50% · 4.625%
HK$45,771
+HK$2,626/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,290/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,167
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,378
−HK$1,229/mo
Today · 4.125%
HK$47,607
baseline
▲ 0.50% · 4.625%
HK$50,116
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,214/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,719
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,235
−HK$1,540/mo
Today · 4.125%
HK$51,775
baseline
▲ 0.50% · 4.625%
HK$54,925
+HK$3,150/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,550/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,200
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,653
−HK$1,475/mo
Today · 4.125%
HK$57,128
baseline
▲ 0.50% · 4.625%
HK$60,139
+HK$3,011/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,256/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,839
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,607
−HK$1,797/mo
Today · 4.125%
HK$60,404
baseline
▲ 0.50% · 4.625%
HK$64,079
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,808/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,233
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,929
−HK$1,720/mo
Today · 4.125%
HK$66,649
baseline
▲ 0.50% · 4.625%
HK$70,163
+HK$3,514/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,298/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,079
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,352
−HK$2,310/mo
Today · 4.125%
HK$77,662
baseline
▲ 0.50% · 4.625%
HK$82,387
+HK$4,725/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,324/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,300
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,480
−HK$2,212/mo
Today · 4.125%
HK$85,692
baseline
▲ 0.50% · 4.625%
HK$90,209
+HK$4,517/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,384/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,680 · Scale 2, in force from 26 Feb 2026)