LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,600
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,863
−HK$1,283/mo
Today · 4.125%
HK$43,146
baseline
▲ 0.50% · 4.625%
HK$45,771
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,292/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,167
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,378
−HK$1,229/mo
Today · 4.125%
HK$47,607
baseline
▲ 0.50% · 4.625%
HK$50,117
+HK$2,510/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,214/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,720
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,235
−HK$1,540/mo
Today · 4.125%
HK$51,775
baseline
▲ 0.50% · 4.625%
HK$54,926
+HK$3,151/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,550/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,200
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,654
−HK$1,475/mo
Today · 4.125%
HK$57,129
baseline
▲ 0.50% · 4.625%
HK$60,140
+HK$3,011/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,258/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,840
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,608
−HK$1,796/mo
Today · 4.125%
HK$60,404
baseline
▲ 0.50% · 4.625%
HK$64,080
+HK$3,676/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,808/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,234
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$64,930
−HK$1,720/mo
Today · 4.125%
HK$66,650
baseline
▲ 0.50% · 4.625%
HK$70,163
+HK$3,513/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,300/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,080
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,353
−HK$2,310/mo
Today · 4.125%
HK$77,663
baseline
▲ 0.50% · 4.625%
HK$82,388
+HK$4,725/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$155,326/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,301
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,481
−HK$2,212/mo
Today · 4.125%
HK$85,693
baseline
▲ 0.50% · 4.625%
HK$90,210
+HK$4,517/mo
Deposit HK$1.78M · loan HK$16.02M · min. income ≈ HK$171,386/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,688 · Scale 2, in force from 26 Feb 2026)