LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,602
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,865
−HK$1,283/mo
Today · 4.125%
HK$43,148
baseline
▲ 0.50% · 4.625%
HK$45,773
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,296/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,169
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,380
−HK$1,229/mo
Today · 4.125%
HK$47,609
baseline
▲ 0.50% · 4.625%
HK$50,119
+HK$2,510/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,218/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,722
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,237
−HK$1,540/mo
Today · 4.125%
HK$51,777
baseline
▲ 0.50% · 4.625%
HK$54,928
+HK$3,151/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,554/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,203
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,656
−HK$1,475/mo
Today · 4.125%
HK$57,131
baseline
▲ 0.50% · 4.625%
HK$60,142
+HK$3,011/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,262/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,842
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,610
−HK$1,797/mo
Today · 4.125%
HK$60,407
baseline
▲ 0.50% · 4.625%
HK$64,082
+HK$3,675/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,814/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,236
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,932
−HK$1,721/mo
Today · 4.125%
HK$66,653
baseline
▲ 0.50% · 4.625%
HK$70,166
+HK$3,513/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,306/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,083
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,356
−HK$2,310/mo
Today · 4.125%
HK$77,666
baseline
▲ 0.50% · 4.625%
HK$82,392
+HK$4,726/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,332/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,304
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,484
−HK$2,213/mo
Today · 4.125%
HK$85,697
baseline
▲ 0.50% · 4.625%
HK$90,214
+HK$4,517/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,394/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,715 · Scale 2, in force from 26 Feb 2026)