LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,605
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,868
−HK$1,283/mo
Today · 4.125%
HK$43,151
baseline
▲ 0.50% · 4.625%
HK$45,776
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,302/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,172
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,384
−HK$1,229/mo
Today · 4.125%
HK$47,613
baseline
▲ 0.50% · 4.625%
HK$50,122
+HK$2,509/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,226/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,725
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,241
−HK$1,540/mo
Today · 4.125%
HK$51,781
baseline
▲ 0.50% · 4.625%
HK$54,932
+HK$3,151/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,562/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,207
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,660
−HK$1,475/mo
Today · 4.125%
HK$57,135
baseline
▲ 0.50% · 4.625%
HK$60,147
+HK$3,012/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,270/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,846
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,615
−HK$1,796/mo
Today · 4.125%
HK$60,411
baseline
▲ 0.50% · 4.625%
HK$64,087
+HK$3,676/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$120,822/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,241
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,937
−HK$1,721/mo
Today · 4.125%
HK$66,658
baseline
▲ 0.50% · 4.625%
HK$70,171
+HK$3,513/mo
Deposit HK$5.34M · loan HK$12.46M · min. income ≈ HK$133,316/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,088
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,362
−HK$2,309/mo
Today · 4.125%
HK$77,671
baseline
▲ 0.50% · 4.625%
HK$82,398
+HK$4,727/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,342/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,310
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,491
−HK$2,212/mo
Today · 4.125%
HK$85,703
baseline
▲ 0.50% · 4.625%
HK$90,220
+HK$4,517/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,406/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,763 · Scale 2, in force from 26 Feb 2026)