LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,607
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,870
−HK$1,284/mo
Today · 4.125%
HK$43,154
baseline
▲ 0.50% · 4.625%
HK$45,779
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,308/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,175
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,387
−HK$1,229/mo
Today · 4.125%
HK$47,616
baseline
▲ 0.50% · 4.625%
HK$50,126
+HK$2,510/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,232/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,729
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,244
−HK$1,540/mo
Today · 4.125%
HK$51,784
baseline
▲ 0.50% · 4.625%
HK$54,935
+HK$3,151/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$103,568/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,210
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,664
−HK$1,475/mo
Today · 4.125%
HK$57,139
baseline
▲ 0.50% · 4.625%
HK$60,151
+HK$3,012/mo
Deposit HK$7.12M · loan HK$10.68M · min. income ≈ HK$114,278/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,850
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,618
−HK$1,797/mo
Today · 4.125%
HK$60,415
baseline
▲ 0.50% · 4.625%
HK$64,091
+HK$3,676/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,830/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,245
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,941
−HK$1,721/mo
Today · 4.125%
HK$66,662
baseline
▲ 0.50% · 4.625%
HK$70,176
+HK$3,514/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,324/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,093
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,366
−HK$2,310/mo
Today · 4.125%
HK$77,676
baseline
▲ 0.50% · 4.625%
HK$82,403
+HK$4,727/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,352/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,315
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,496
−HK$2,212/mo
Today · 4.125%
HK$85,708
baseline
▲ 0.50% · 4.625%
HK$90,226
+HK$4,518/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,416/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,806 · Scale 2, in force from 26 Feb 2026)