LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,608
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,871
−HK$1,283/mo
Today · 4.125%
HK$43,154
baseline
▲ 0.50% · 4.625%
HK$45,780
+HK$2,626/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,308/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,176
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,388
−HK$1,229/mo
Today · 4.125%
HK$47,617
baseline
▲ 0.50% · 4.625%
HK$50,127
+HK$2,510/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,234/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,730
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,245
−HK$1,540/mo
Today · 4.125%
HK$51,785
baseline
▲ 0.50% · 4.625%
HK$54,936
+HK$3,151/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$103,570/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,211
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,665
−HK$1,475/mo
Today · 4.125%
HK$57,140
baseline
▲ 0.50% · 4.625%
HK$60,152
+HK$3,012/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$114,280/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,851
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,620
−HK$1,796/mo
Today · 4.125%
HK$60,416
baseline
▲ 0.50% · 4.625%
HK$64,092
+HK$3,676/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,832/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,246
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,943
−HK$1,720/mo
Today · 4.125%
HK$66,663
baseline
▲ 0.50% · 4.625%
HK$70,177
+HK$3,514/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,326/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,094
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,368
−HK$2,310/mo
Today · 4.125%
HK$77,678
baseline
▲ 0.50% · 4.625%
HK$82,404
+HK$4,726/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,356/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,317
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,498
−HK$2,212/mo
Today · 4.125%
HK$85,710
baseline
▲ 0.50% · 4.625%
HK$90,228
+HK$4,518/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,420/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,819 · Scale 2, in force from 26 Feb 2026)