LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,608
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,871
−HK$1,284/mo
Today · 4.125%
HK$43,155
baseline
▲ 0.50% · 4.625%
HK$45,780
+HK$2,625/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,310/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,176
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,388
−HK$1,229/mo
Today · 4.125%
HK$47,617
baseline
▲ 0.50% · 4.625%
HK$50,127
+HK$2,510/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,234/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,730
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,245
−HK$1,541/mo
Today · 4.125%
HK$51,786
baseline
▲ 0.50% · 4.625%
HK$54,937
+HK$3,151/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$103,572/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,211
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,665
−HK$1,475/mo
Today · 4.125%
HK$57,140
baseline
▲ 0.50% · 4.625%
HK$60,152
+HK$3,012/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$114,280/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,851
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,620
−HK$1,796/mo
Today · 4.125%
HK$60,416
baseline
▲ 0.50% · 4.625%
HK$64,093
+HK$3,677/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,832/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,247
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,943
−HK$1,721/mo
Today · 4.125%
HK$66,664
baseline
▲ 0.50% · 4.625%
HK$70,177
+HK$3,513/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,328/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,095
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,368
−HK$2,310/mo
Today · 4.125%
HK$77,678
baseline
▲ 0.50% · 4.625%
HK$82,405
+HK$4,727/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,356/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,317
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,498
−HK$2,212/mo
Today · 4.125%
HK$85,710
baseline
▲ 0.50% · 4.625%
HK$90,228
+HK$4,518/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,420/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,822 · Scale 2, in force from 26 Feb 2026)