LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,610
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,874
−HK$1,283/mo
Today · 4.125%
HK$43,157
baseline
▲ 0.50% · 4.625%
HK$45,783
+HK$2,626/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$86,314/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,179
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,390
−HK$1,229/mo
Today · 4.125%
HK$47,619
baseline
▲ 0.50% · 4.625%
HK$50,130
+HK$2,511/mo
Deposit HK$8.90M · loan HK$8.90M · min. income ≈ HK$95,238/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,732
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,248
−HK$1,540/mo
Today · 4.125%
HK$51,788
baseline
▲ 0.50% · 4.625%
HK$54,940
+HK$3,152/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$103,576/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,214
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,668
−HK$1,475/mo
Today · 4.125%
HK$57,143
baseline
▲ 0.50% · 4.625%
HK$60,155
+HK$3,012/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$114,286/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,855
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,623
−HK$1,797/mo
Today · 4.125%
HK$60,420
baseline
▲ 0.50% · 4.625%
HK$64,096
+HK$3,676/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,840/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,250
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,946
−HK$1,721/mo
Today · 4.125%
HK$66,667
baseline
▲ 0.50% · 4.625%
HK$70,181
+HK$3,514/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,334/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,099
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,372
−HK$2,311/mo
Today · 4.125%
HK$77,683
baseline
▲ 0.50% · 4.625%
HK$82,409
+HK$4,726/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,366/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,322
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,503
−HK$2,212/mo
Today · 4.125%
HK$85,715
baseline
▲ 0.50% · 4.625%
HK$90,233
+HK$4,518/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,430/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,859 · Scale 2, in force from 26 Feb 2026)