LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,612
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,875
−HK$1,284/mo
Today · 4.125%
HK$43,159
baseline
▲ 0.50% · 4.625%
HK$45,785
+HK$2,626/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,318/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,180
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,392
−HK$1,229/mo
Today · 4.125%
HK$47,621
baseline
▲ 0.50% · 4.625%
HK$50,132
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,242/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,734
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,250
−HK$1,540/mo
Today · 4.125%
HK$51,790
baseline
▲ 0.50% · 4.625%
HK$54,942
+HK$3,152/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$103,580/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,217
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,671
−HK$1,475/mo
Today · 4.125%
HK$57,146
baseline
▲ 0.50% · 4.625%
HK$60,158
+HK$3,012/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$114,292/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,857
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,625
−HK$1,797/mo
Today · 4.125%
HK$60,422
baseline
▲ 0.50% · 4.625%
HK$64,099
+HK$3,677/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,844/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,253
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,949
−HK$1,721/mo
Today · 4.125%
HK$66,670
baseline
▲ 0.50% · 4.625%
HK$70,184
+HK$3,514/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,340/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,102
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,375
−HK$2,311/mo
Today · 4.125%
HK$77,686
baseline
▲ 0.50% · 4.625%
HK$82,413
+HK$4,727/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,372/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,325
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,506
−HK$2,213/mo
Today · 4.125%
HK$85,719
baseline
▲ 0.50% · 4.625%
HK$90,237
+HK$4,518/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,438/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,886 · Scale 2, in force from 26 Feb 2026)