LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,613
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,876
−HK$1,283/mo
Today · 4.125%
HK$43,159
baseline
▲ 0.50% · 4.625%
HK$45,786
+HK$2,627/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,318/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,181
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,393
−HK$1,229/mo
Today · 4.125%
HK$47,622
baseline
▲ 0.50% · 4.625%
HK$50,132
+HK$2,510/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,244/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,735
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,251
−HK$1,540/mo
Today · 4.125%
HK$51,791
baseline
▲ 0.50% · 4.625%
HK$54,943
+HK$3,152/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$103,582/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,217
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,672
−HK$1,475/mo
Today · 4.125%
HK$57,147
baseline
▲ 0.50% · 4.625%
HK$60,159
+HK$3,012/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$114,294/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,858
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,626
−HK$1,797/mo
Today · 4.125%
HK$60,423
baseline
▲ 0.50% · 4.625%
HK$64,100
+HK$3,677/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,846/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,254
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,950
−HK$1,721/mo
Today · 4.125%
HK$66,671
baseline
▲ 0.50% · 4.625%
HK$70,185
+HK$3,514/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,342/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,103
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,377
−HK$2,310/mo
Today · 4.125%
HK$77,687
baseline
▲ 0.50% · 4.625%
HK$82,414
+HK$4,727/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,374/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,326
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,507
−HK$2,213/mo
Today · 4.125%
HK$85,720
baseline
▲ 0.50% · 4.625%
HK$90,238
+HK$4,518/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,440/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,897 · Scale 2, in force from 26 Feb 2026)