LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,614
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,877
−HK$1,284/mo
Today · 4.125%
HK$43,161
baseline
▲ 0.50% · 4.625%
HK$45,787
+HK$2,626/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,322/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,182
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,394
−HK$1,229/mo
Today · 4.125%
HK$47,623
baseline
▲ 0.50% · 4.625%
HK$50,134
+HK$2,511/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,246/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,737
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,252
−HK$1,541/mo
Today · 4.125%
HK$51,793
baseline
▲ 0.50% · 4.625%
HK$54,944
+HK$3,151/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$103,586/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,219
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,673
−HK$1,475/mo
Today · 4.125%
HK$57,148
baseline
▲ 0.50% · 4.625%
HK$60,161
+HK$3,013/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$114,296/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,859
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,628
−HK$1,797/mo
Today · 4.125%
HK$60,425
baseline
▲ 0.50% · 4.625%
HK$64,102
+HK$3,677/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,850/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,255
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,952
−HK$1,721/mo
Today · 4.125%
HK$66,673
baseline
▲ 0.50% · 4.625%
HK$70,187
+HK$3,514/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,346/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,105
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,379
−HK$2,310/mo
Today · 4.125%
HK$77,689
baseline
▲ 0.50% · 4.625%
HK$82,416
+HK$4,727/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,378/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,328
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,509
−HK$2,213/mo
Today · 4.125%
HK$85,722
baseline
▲ 0.50% · 4.625%
HK$90,241
+HK$4,519/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,444/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,915 · Scale 2, in force from 26 Feb 2026)