LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,615
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,878
−HK$1,284/mo
Today · 4.125%
HK$43,162
baseline
▲ 0.50% · 4.625%
HK$45,788
+HK$2,626/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$86,324/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,183
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,395
−HK$1,230/mo
Today · 4.125%
HK$47,625
baseline
▲ 0.50% · 4.625%
HK$50,135
+HK$2,510/mo
Deposit HK$8.91M · loan HK$8.91M · min. income ≈ HK$95,250/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$667,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,738
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,254
−HK$1,540/mo
Today · 4.125%
HK$51,794
baseline
▲ 0.50% · 4.625%
HK$54,945
+HK$3,151/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$103,588/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,220
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,674
−HK$1,475/mo
Today · 4.125%
HK$57,149
baseline
▲ 0.50% · 4.625%
HK$60,162
+HK$3,013/mo
Deposit HK$7.12M · loan HK$10.69M · min. income ≈ HK$114,298/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$667,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,861
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,629
−HK$1,797/mo
Today · 4.125%
HK$60,426
baseline
▲ 0.50% · 4.625%
HK$64,103
+HK$3,677/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$120,852/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,257
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,953
−HK$1,721/mo
Today · 4.125%
HK$66,674
baseline
▲ 0.50% · 4.625%
HK$70,189
+HK$3,515/mo
Deposit HK$5.34M · loan HK$12.47M · min. income ≈ HK$133,348/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$667,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,106
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,380
−HK$2,311/mo
Today · 4.125%
HK$77,691
baseline
▲ 0.50% · 4.625%
HK$82,418
+HK$4,727/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$155,382/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,330
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,511
−HK$2,213/mo
Today · 4.125%
HK$85,724
baseline
▲ 0.50% · 4.625%
HK$90,243
+HK$4,519/mo
Deposit HK$1.78M · loan HK$16.03M · min. income ≈ HK$171,448/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$667,930 · Scale 2, in force from 26 Feb 2026)